Specialized Risk Management & Insurance Solutions
ASSURANT PAYMENT SERVICES, INC develops modern programs for the protection of mobile devices, extended warranties on vehicles, specialized renters and homeowner insurance, and embedded protection for premium credit card services. Trusted by technology leaders and financial institutions, our focus is on intelligent risk mitigation that supports clients and their customers.
Our Services
Mobile Device & Gadget Protection
Insurance for smartphones and portable devices, offering protection against theft, accidental damage, and screen breakage. Provided in close partnership with telecom operators and major retailers, these programs ensure device owners can quickly get back on track after unexpected mishaps.
- Covers theft, loss, and accidental damage
- Convenient repair and replacement process
- Available at device purchase or activation
Credit Card Protection Programs
Assurant integrates with financial institutions and banks to deliver value-added programs for credit cardholders: including purchase protection, extended warranties, and travel insurance. These services help enhance loyalty to premium cards and minimize customers’ risks.
- Purchase protection for eligible items
- Extended warranty on new goods
- Travel insurance for cardholders
Homeowner & Renters Insurance
Comprehensive coverage for renters and homeowners, as well as specialized insurance for collateral property. These solutions protect tenants’ belongings and support mortgage companies' risk management for mortgaged real estate.
- Loss and damage coverage for renters
- Lender-required homeowners insurance
- Support during claims and emergencies
Extended Automotive Warranties
Extended warranties and service contracts that go beyond standard manufacturer coverage for automobiles. Designed for dealerships and car owners, these products keep vehicles protected against major repair costs and promote trust in automotive ownership.
- Coverage for mechanical and electrical failures
- Flexible service contract durations
- Repair network for fast claim handling
Who We Serve
- Mobile device owners seeking protection for their essential technology
- Consumers and families looking for reliable renters or homeowners insurance
- Banks and credit card issuers integrating premium protection into their offerings
- Dealerships and car owners requiring extended warranties and maintenance support
- Retail partners looking to offer embedded protection for electronic products
- Property managers and mortgage companies seeking dedicated insurance solutions for tenants and collateral properties
How to Choose the Right Protection
- Assess Your Coverage Needs: Consider your daily risks – such as device accidents, property loss, or major auto repairs.
- Review Eligibility: Check benefit eligibility, device or property requirements, and enrollment periods.
- Compare Inclusion: Some protection is included with your card or service plan, while others require direct sign-up or a one-time purchase.
- Examine Claim Processes: Be sure to understand timeframes and required documentation for claims.
- Ask About Exclusions: Policies may have exclusions related to age, usage, or prior conditions.
What to Prepare Before Enrolling
- Gather all relevant serial numbers or VINs for the device, vehicle, or property.
- Understand purchase dates and warranty eligibility.
- Collect necessary proof of purchase and identification details.
- Confirm that your chosen service fits your budget and lifestyle needs.
- Review the schedule of benefits or contractual terms.
About ASSURANT PAYMENT SERVICES, INC
ASSURANT PAYMENT SERVICES, INC is a subsidiary of Assurant, Inc., focusing on the development and administration of highly specialized risk management and insurance programs in the United States. With deep expertise in technology-driven protection services, we partner with global telecoms, financial institutions, retailers, and property managers to offer actionable, peace-of-mind solutions for individuals and businesses.
We continually innovate to address modern risks from connected devices to mobility and homeownership. By integrating protection directly into partner offerings, we enable end users to benefit from security and streamlined claims processes without disruption to their daily lives.
Frequently Asked Questions
What types of mobile devices can be insured?
Most smartphones, tablets, and select gadgets are covered under our mobile protection plans. Eligibility may depend on device age and condition at enrollment. Please check with your retailer or operator to confirm compatible models.
How do I submit a claim for device repair or replacement?
Claims are typically initiated online or by phone. Prepare the device IMEI/serial number and proof of purchase. Claims are generally subject to verification of incident and may include a limited deductible. Partner brands may have a dedicated portal for submitting requests.
Is credit card protection included automatically with my bank's premium card?
Many banks integrate purchase protection and extended warranties into their premium card offerings. Check with your card issuer or your card’s benefits statement to verify coverage and claim instructions.
What am I required to provide for homeowners or renters insurance?
Policyholders may need to submit details about the property, tenancy agreements, and proof of value for covered belongings. Mortgage lenders may require documentation for compliance with loan terms.
Are extended automobile warranties transferrable if I sell my car?
Many extended warranties allow transfer to a new owner for a small processing fee. Check the terms of your specific contract or contact our representative to confirm transferability conditions.
Where can I find the full documentation and terms for all plans?
You can request full plan documents and sample contracts by contacting our office at info@20pay-pay.com or calling +1 800-852-2244.
What is Document: 3436914?
This is our official company identifier. Refer to it for all official correspondence, contract reference, or compliance inquiries with ASSURANT PAYMENT SERVICES, INC.
Contact Us
Our specialists are available to guide you in selecting the best protection solutions or to answer any queries about our programs.
Address:
11222 QUAIL ROOST DRIVE, MIAMI, FL 33157
11222 QUAIL ROOST DRIVE, MIAMI, FL 33157